18 August 2025

SPI with PKO Bank (business and safeguarded account)

Ready SPI Infrastructure

Small Payment Institution License

An offer for companies planning a fast entry into the EU payments market. An SPI license is available with an open business account and a safeguarding account at PKO Bank. The company previously operated, the business has been relocated — only the license is for sale now. Good standing, all reports filed, the legal entity was incorporated a few years ago. Price — €125,000.

Small Payment Institution is a PSD2-regulated form of payment institution that allows the provision of basic payment services, subject to regulatory limits and client-funds protection requirements (safeguarding). Activity is typically limited to the country of incorporation and does not include electronic money issuance.

What’s included

  • SPI license — in good standing, with a full set of permissions.

  • Bank — PKO Bank; business account and safeguarding account in place.

  • History — the institution was in use, then the business was relocated; the license is now for sale.

  • Reporting — all filed, good standing.

  • Legal entity — incorporated a few years ago.

  • Price — €125,000.

Buyer benefits

  • Fast start — ready banking infrastructure and regulatory perimeter.

  • Risk reduction — established safeguarding and reporting processes.

  • Model flexibility — ability to develop your own payment services within the SPI scope.

We’ll be happy to answer any additional questions

Telegram (https://t.me/invest_makler)

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