15 August 2025

Obtaining MIP/SPI — small payment institution in Poland

Registration of a legal entity — up to 3 weeks
Timeline for obtaining small payment institution status — 6–8 months

Open opportunities for your business with the MIP/SPI license in Poland

We offer the service of creating a small payment institution (MIP/SPI) in Poland, which allows you to carry out a wide range of financial operations, such as:

  • Accepting cash deposits — you will be able to accept cash deposits to your company’s payment account, opening opportunities for financial transactions with cash.

  • Withdrawing cash from the payment account — providing the ability for your clients to withdraw cash from their payment accounts.

  • Direct debits — the ability to perform direct debits for recurring payments.

  • Card payments — integrating payment cards for purchases and services.

  • Issuing payment cards — the ability to issue your own payment cards.

  • Money transfers — conducting both international and domestic money transfers.

This type of license allows you to carry out a wide range of financial transactions that comply with the regulations of Poland and the EU, making it an ideal choice for those planning to work in the financial services industry.

Requirements

  • A director (can be a foreigner) is required.

  • A compliance officer is required to ensure adherence to AML (Anti-Money Laundering) regulations.

What is included in the service

  • Registration of a legal entity in Poland that provides payment services.

  • Full package of documents — preparation of all necessary documents for licensing, including AML policies, business plan, risk assessment, financial plan, and other documents complying with Polish regulatory requirements.

  • Compliance and support at all stages — we assist you in passing all necessary steps to obtain the license and provide support at every stage of your payment institution’s operation.

Benefits for your business

  • Ability to operate in Poland and abroad.

  • High trust in the Polish payment system.

Service price: 13,000 EUR. Includes all registration stages, document preparation, and support for the licensing process.

For inquiries, please contact:

Telegram (https://t.me/invest_makler)

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